Group savings, run with complete transparency.
BachatSetu brings your Bhishi or chit fund group online — secure OTP sign-in, tracked contributions, fair draws and auctions, and instant receipts, so every member always knows exactly where things stand.
Your group
Friends Monthly Bhishi
Members
Active group
Next draw
Scheduled
This cycle's payout
Everything a savings group actually needs
No spreadsheets, no manual reminders, no disputes about who paid what. Every feature below is live in the product today.
From sign-up to payout, in four steps
The same flow whether you're starting a brand-new group or joining one a friend already runs.
Verify your number
Sign up with your phone number and a one-time password. No passwords to remember, no paperwork to fill out.
Create or join a group
Start a new savings group and set the contribution and schedule, or join an existing one with a code, QR, or link.
Contribute every cycle
Make your contribution each cycle and get an instant, verifiable receipt. Reminders keep everyone on track.
Receive the payout
Each cycle's draw or auction decides who receives the pooled amount — recorded transparently for the whole group to see.
Why groups switch to BachatSetu
Whether you organize the group or simply contribute to it, everything you need is in one place.
No more manual bookkeeping
Contributions, receipts, and draw history are all recorded automatically — no ledgers, no spreadsheets, no disputes.
Built for organizers
A dedicated organizer dashboard shows every group at a glance: membership, contribution progress, and the next scheduled draw.
Built for members
Members get their own dashboard with their current group, next draw date, latest payment status, and recent notifications.
Nothing happens silently
Every sensitive action — logins, payments, draws, group changes — is recorded in an audit trail your organizer can review.
Organizer dashboard
Every group, one view
Member dashboard
Next draw & latest payment
Audit trail
Every action, recorded
Real stories from real groups, coming soon
We're collecting feedback from the groups running on BachatSetu today. Check back shortly to hear directly from organizers and members.
Are you running a group on BachatSetu? Share your experience and we'll feature it here.
Simple, for now
Common questions
Bring your savings group online today
It takes a few minutes to verify your number and set up your first group.
Get started for free